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  • UTI Banking & PSU Fund - Regular Plan - Annual IDCW

UTI Banking & PSU Fund - Regular Plan - Annual IDCW

Category: Debt: Banking and PSU
Launch Date: 15-09-2014
Asset Class: Fixed Income
Benchmark: Nifty Banking & PSU Debt Index A-II
Expense Ratio: 0.54% As on (31-07-2025)
Status: Open Ended Schemes
Minimum Investment: 20000.0
Minimum Topup: 500.0
Total Assets: 812.49 Cr As on (29-08-2025)
Turn over:
NAV (₹): 13.1124 ₹ -0 ( -0.0046%)
as on 12-09-2025
CAGR Since Inception - 5.91%
Nifty Banking & PSU Debt Index A-II - 7.37%

Fund Managers

Mr. Anurag Mittal FM 1,Not Applicable FM 2,Not Applicable FM 3,Not Applicable FM 4


Investment Objective

The scheme seeks to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).

PERFORMANCE of UTI Banking & PSU Fund - Regular Plan - Annual IDCW

Scheme Performance (%) Data as on - 12-09-2025

1-Year Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
UTI Banking & PSU Fund - Regular Plan - Annual IDCW 7.99 6.87 6.88 - 5.91
Benchmark - - - - -
Debt: Banking and PSU 7.81 7.11 5.91 7.15 7.02

RETURNS CALCULATOR for UTI Banking & PSU Fund - Regular Plan - Annual IDCW

Growth of 10000 In SIP (Fund vs Benchmark)

Amount :
Period :
Start :
End :

Growth of 10000 In LUMPSUM (Fund vs Benchmark)

Amount :
Start :

Rolling Returns

Rolling returns are the annualized returns of the scheme taken for a specified period (rolling returns period) on every day/week/month and taken till the last day of the duration. In this chart we are showing the annualized returns over the rolling returns period on every day from the start date and comparing it with the benchmark. Rolling returns is the best measure of a fund's performance. Trailing returns have a recency bias and point to point returns are specific to the period in consideration. Rolling returns, on the other hand, measures the fund's absolute and relative performance across all timescales, without bias.

Key Performance and Risk Statistics of UTI Banking & PSU Fund - Regular Plan - Annual IDCW

Key Statistics Volatility Sharpe Ratio Alpha Beta Yield to Maturity Average Maturity
UTI Banking & PSU Fund - Regular Plan - Annual IDCW 3.26 0.53 -1.18 -1.46 6.61 1.94
Debt: Banking and PSU - - - - - -

PEER COMPARISION

Scheme Name Launch
Date
1-Year
Ret (%)
2-Yrs
Ret (%)
3-Yrs
Ret (%)
5-Yrs
Ret (%)
10-Yrs
Ret (%)
UTI Banking & PSU Fund Reg Annual IDCW 15-09-2014 7.99 7.69 6.87 6.88 0.0
UTI Banking & PSU Fund Reg Gr 05-01-2014 8.14 7.85 7.08 7.05 6.82
Sundaram Banking and PSU Reg Gr 30-12-2004 8.05 7.95 7.33 5.6 6.66
LIC MF Banking & PSU Debt Reg Gr 30-05-2007 7.98 7.73 7.1 5.56 6.72
Axis Banking & PSU Debt Reg Gr 01-06-2012 7.97 7.62 7.06 5.85 7.23
HSBC Banking and PSU Debt Fund Reg Gr 01-01-2013 7.95 7.51 6.87 5.37 6.79
SBI Banking & PSU Fund Reg Gr 09-10-2009 7.94 7.68 7.16 5.68 7.0
Franklin India Banking & PSU Debt Gr 05-04-2014 7.93 7.71 7.16 5.92 7.23
ICICI Pru Banking and PSU Debt Gr 01-01-2010 7.93 7.74 7.43 6.38 7.5
Bajaj Finserv Banking and PSU Reg Gr 10-11-2023 7.91 0.0 0.0 0.0 0.0

Asset Allocation (%)

PORTFOLIO ANALYSIS of UTI Banking & PSU Fund - Regular Plan - Annual IDCW

Portfolio as on

Top 10 Sectors in portfolio (%)

Top 10 Stocks in portfolio (%)